ScoreVault AI reads your credit report, explains every negative item like a seasoned credit specialist, and drafts the exact dispute letters, debt validations, and goodwill requests you need — with a step-by-step repair roadmap and dispute tracker.
Drag & drop PDFs or screenshots. AI reads the full report — even if it's an image — and extracts every account.
Late payments, collections, medical debts, repos, high utilization, duplicates, and personal-info errors — all flagged with plain-English explanations.
Ask anything about your credit rights, dispute strategy, or a specific account. Always cited to consumer protection law.
Bureau disputes, debt validations, goodwill adjustments, medical & repossession letters — edited to your accounts, exportable as PDF.
A guided 6-step plan built for your situation — with checkboxes, next actions, and progress tracking.
Log every letter sent, response received, and next follow-up — never lose track of a dispute again.
Upload your first report free. Start understanding — and fixing — your credit today.
Create your vault